East West Bancorp, Inc. (NASDAQ: EWBC), parent company of East West Bank, today announced fourth quarter 2025 financial results.
Financial Highlights
- Net income of $305 million, or $2.12 per diluted share
- Return on average assets of 1.78%
- Return on average tangible equity of 19.5%
- Net interest margin of 3.45%
Business Performance
East West Bancorp delivered strong fourth quarter results, demonstrating the strength of its unique US-Asia banking franchise. Total loans grew 7% year-over-year to $52 billion, while deposits increased 6% to $58 billion.
Cross-border banking activity remained robust with trade finance revenue up 15% and foreign exchange income up 12% year-over-year. The company continues to benefit from its strategic focus on facilitating commerce between the United States and Greater China.
Credit Quality
Asset quality remained excellent with non-performing assets of 0.28% of total assets. Net charge-offs were just 0.12% annualized. The allowance for credit losses was 1.08% of total loans.
CEO Commentary
“Our fourth quarter results underscore the strength of our differentiated business model,” said Dominic Ng, Chairman and CEO. “Despite geopolitical uncertainties, our clients continue to rely on East West Bank for their cross-border banking needs, driving sustainable growth.”